Free Calculator

How Much Can You Save with Stablecoin Invoicing?

Compare your current payment processing fees against stablecoin payments. See exactly how much you could save by switching to crypto invoicing.

Your Payment Details

$10,000
$1K$500K
10
1100
50%
0%100%
Avg. transaction size$1,000.00
International invoices5/mo

Your Estimated Annual Savings

$7,698
100% less in fees $641.50/mo

PayPal

$643.00 /mo

$64.30 per transaction

Platform fees$293.00
International fees$225.00
Conversion fees$125.00
Settlement: 1-3 business days

StableInvoicing

$1.50 /mo

$0.15 per transaction

Platform fee$0.00 (Free tier)
Gas fees (L2)$1.50
International fees$0.00
Conversion fees$0.00
Settlement: seconds to minutes

Detailed Fee Breakdown

Fee TypePayPalStableInvoicing
Platform / processing fees$293.00$0.00
International surcharges$225.00$0.00
Currency conversion$125.00$0.00
Network / gas fees$0.00$1.50
Monthly total$643.00$1.50
Annual total$7,716.00$18.00

Time Saved

Instant

Settlement on L2 chains

0 days

Waiting for funds to clear

No

Manual reconciliation needed

Traditional methods like PayPal take 1-3 business days for settlement. With stablecoin payments, funds arrive in your wallet within seconds on Layer 2 networks, and invoices are automatically marked as paid through on-chain detection.

Start saving $7,698/year

Create your free account and send your first stablecoin invoice in under 30 seconds. No credit card required.

Why stablecoin payments cost almost nothing

Traditional payment processors charge percentage-based fees, international surcharges, and currency conversion markups. Stablecoins eliminate all three.

0% Processing Fee

Payments go directly from client to your wallet. No middleman taking a percentage.

0% International Fee

Blockchain is borderless. Sending $10,000 overseas costs the same as sending $10 next door.

0% Conversion Fee

Stablecoins are already USD-pegged. No FX markup, no hidden conversion spread.

Traditional payment fees add up fast

PayPal

  • 2.9% + $0.30 per transaction
  • +4.5% international payment fee
  • +2.5% currency conversion markup
  • Up to 9.9% on international invoices

Stripe

  • 2.9% + $0.30 per transaction
  • +1.5% international card fee
  • +1% currency conversion (if applicable)
  • Up to 5.4% on international invoices

Wire Transfer

  • $25-$50 flat fee per transfer
  • $15 intermediary bank fee
  • 2-4% FX markup on international
  • $40-$65+ per international transfer

Western Union

  • 5-10% transfer fees
  • Unfavorable exchange rates
  • Additional pickup/delivery fees
  • Often the most expensive option

Want to see how StableInvoicing fits into your workflow?

Frequently asked questions

Most businesses save 70-95% on payment processing fees by switching to stablecoin invoicing. A business processing $10,000/month through PayPal typically pays $400-800/month in fees. With StableInvoicing, the only cost is blockchain gas fees (under $0.50 per transaction on L2 chains) plus an optional subscription starting at $0/month.

StableInvoicing charges zero percentage-based fees. The only cost is the blockchain gas fee paid by the sender, which ranges from $0.01 to $0.50 on Layer 2 networks like Base, Polygon, and Arbitrum. There are no currency conversion fees since stablecoins are already pegged to USD.

PayPal charges 2.9% + $0.30 per transaction, plus 4.5% for international payments and 2.5% for currency conversion. Stripe charges 2.9% + $0.30 plus 1.5% for international cards. Stablecoin payments on L2 networks cost under $0.50 total regardless of amount, with zero international or conversion fees.

Stablecoin payments settle in seconds to minutes on most blockchain networks, compared to 2-5 business days for wire transfers and 1-3 days for PayPal or Stripe payouts. This means better cash flow and no waiting for funds to clear.

No. With StableInvoicing, payments go directly from your client's wallet to yours. There are no percentage fees, no intermediary fees, and no currency conversion fees. The only costs are the blockchain gas fee (paid by the sender) and an optional platform subscription ($0 for Free, $29/mo for Pro, $79/mo for Business).

Stop overpaying for payment processing

Join businesses saving thousands per year by invoicing in stablecoins. Free forever on our starter plan.

Create Free Account

No credit card required. Send your first invoice in 30 seconds.