Cross-Border Stablecoin Payments
No SWIFT fees. No correspondent banks. No 3-5 day delays. Send and receive international payments instantly in USDC, settled on-chain in seconds. Works in any country.
Free forever. No credit card required.
Why businesses choose stablecoins for cross-border payments
Traditional international payments are slow, expensive, and unreliable. Stablecoins fix all three problems while keeping the stability of fiat currency.
No SWIFT Fees
Traditional international wire transfers cost $25-50 per transaction, with additional hidden fees from correspondent banks. Stablecoin payments bypass the entire banking network. On L2 chains like Base and Polygon, transaction costs are under $0.01.
Instant Worldwide Settlement
Cross-border bank transfers take 3-5 business days. Stablecoin payments settle in under 30 seconds, 24/7/365. No business-day restrictions, no bank holidays, no clearing periods. Your client in Tokyo pays at midnight and you receive funds instantly.
No Currency Conversion
USDC is pegged 1:1 to the US dollar. EURC is pegged 1:1 to the euro. Invoice for $5,000, receive exactly $5,000 in value. No exchange rate fluctuations, no bank markup of 1-3%, and no surprises when the funds arrive.
How cross-border invoicing works
Invoice international clients and receive payment in seconds, not days. No special setup required.
Create an invoice
Add your international client details and line items. Denominate in USD or EUR. No special cross-border setup needed.
Share the payment link
Send the invoice link to your client anywhere in the world. They see the payment options and choose their preferred chain.
Client pays in stablecoins
Your client sends USDC, USDT, DAI, or EURC from their wallet. No bank involved, no intermediary, no geographic restriction.
Funds arrive in seconds
Payment settles on-chain in under 30 seconds. The invoice is automatically marked as paid. No waiting days for clearance.
Cross-border payments FAQ
How do stablecoin payments eliminate SWIFT fees?
Stablecoin payments bypass the traditional banking network entirely. Instead of routing through SWIFT, correspondent banks, and intermediaries (each charging fees), your client sends stablecoins directly to your wallet on a blockchain. On L2 chains like Base and Polygon, the total transaction cost is under $0.01.
Which countries can use stablecoin invoicing?
Stablecoin payments work in any country where your client or vendor has access to a crypto wallet and an internet connection. There are no geographic restrictions on the blockchain itself. Unlike traditional banking, there are no sanctioned-corridor delays or missing correspondent bank relationships to worry about.
How fast are cross-border stablecoin payments?
Payments settle in under 30 seconds on most chains, regardless of sender and receiver locations. There are no business-day restrictions, no bank holidays, and no clearing periods. A client in Singapore can pay a freelancer in Germany at 2am on a Sunday, and the funds arrive in seconds.
Do I need to convert currencies?
No. USDC is pegged 1:1 to the US dollar. EURC is pegged 1:1 to the euro. If you invoice $5,000, your client sends 5,000 USDC and you receive exactly 5,000 USDC. There is no currency conversion, no exchange rate risk, and no hidden markup. If you later want to convert to local currency, you can do so through an exchange at your convenience.
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